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The Fred Meyer chain offering groceries and much more to shoppers in the Northwest, is now part of the Kroger (NYSE: KR) empire. It has more than 130 stores, which average more than 150,000 square feet and offer more than 200,000 different items. Fred Meyer also offers discounts to seniors — those 55 and older can enjoy 10% off most items in its stores. If you do a lot of shopping at Fred Meyer (and if there’s one near you, you can get most of your needed items there) and average $100 in spending each month, you can save $120 per year.

Perhaps one of the easiest places to find a senior discount is at your favorite restaurants. Though most chains offer discounts across the board, many smaller locations will as well. Be sure to ask about special event savings days or early dinner discounts available. Restaurants typically will advertise these discounts. National Parks: U.S. citizens or permanent residents age 62 or over can access more than 84 million acres of land protected by the National Park Service for the rest of their lives for $80. While this isn’t quite the bargain that it used to be — prices were raised from just $10 last year — it’s still much better than the general, $80 annual pass rate, says Warren Gress, 67, of Parker, Colo., who has visited Glacier National Park, Yellowstone, Grand Canyon, Bryce and Zion, among others. Plus, Gress notes, the pass gets you discounted site fees if you’re staying in a federal campground. T Mobile: Customers ages 55-plus can get two lines with unlimited talk, text, and LTE data for $35/line with AutoPay. This is the best cell service discount available at the moment, says Dworsky of Consumer World. Bonus: only the primary account holder has to be 55 or older.

In addition to selling deals on an individual basis, coupon companies can sell coupons in bulk directly to consumers. Some companies sell physical coupon books, for example, charging a fraction of the total savings contained in the book but still bringing in enough money to cover printing fees and sales expenses. Convincing as many businesses as possible to provide coupons for the bulk product is essential to making this business model work.

The Amazon.com Rewards Visa Card from Chase can be used anywhere, and collects points. If you’re a Prime member, you get 5 points per dollar spent on Amazon and Whole Foods, 2 per dollar at restaurants, drugstores, and gas stations; and 1 per dollar on all other purchases. (If you’re not a Prime member, you can still get the card, but get only 3 points for every dollar purchased at Amazon.) One hundred points earns you one dollar to spend on Amazon. Travelling overseas? There are no foreign transaction fees. Because a “purchase” on Amazon made with points doesn’t earn you even more points, the best practice is to redeem points for gift cards or as cash back via Chase. Points do not work for items such as digital downloads and some subscription and grocery items. Find extra info at cardnuwee.com.